Several factors influence the cost of your insurance premium—including your geographic location, coverage limits, and personal claims history. These elements help insurers assess risk and determine whether your premium is likely to increase over time. To better understand how these factors apply to your specific situation, it’s best to speak directly with a licensed insurance provider who can offer tailored insights and guidance.

The timeline for settling a property insurance claim varies based on several factors—most notably, the extent of the damage and how long it takes to repair, rebuild, or replace your home and personal belongings after a major loss.

The key to a faster, smoother claims process is submitting a complete and well-documented claim from the start. Incomplete or disorganized claims often lead to unnecessary delays, undervaluation, or even denial by the insurance company.

That’s why it’s critical to consult with an experienced insurance claims attorney early in the process. At Godbey Giardina Law Group, we help homeowners build strong claims and hold insurers accountable—so you can focus on recovery without the added stress of insurance disputes.

Yes. We provide full legal services in Louisiana, Florida, and Colorado, covering major cities and surrounding communities. Our multi-state expertise ensures compliance with local laws while aggressively protecting your interests.

We handle a full spectrum of property damage claims, including fire, storm, water, hail, and hurricane damage. Whether you own residential or commercial property, our attorneys work to ensure insurance companies pay what you’re owed.