Protect Your Business Property Before Disaster Strikes
Important Notice: Florida HB 913 & Why You Need a Pre-Loss Assessment Now
Florida’s new House Bill 913, effective July 1, 2025, introduces sweeping changes for condominium associations—especially around inspections, reserve funding, and accountability.
One of the most significant risks? Associations that fail to comply with inspection and reserve requirements may lose eligibility for insurance coverage and face legal exposure.
Comprehensive Pre-Loss Services for Your Business
Our complete pre-loss assessment package protects your commercial property year-round
Annual Property Inspections
Comprehensive assessment of your property's condition and potential risks by experienced professionals. We identify vulnerabilities before they become costly problems.
Detailed Risk Reports
Annual reports with professional photographs and expert conclusions. Documentation that protects your interests and supports insurance claims when needed.
Insurance Policy Review
Expert analysis to identify gaps, exclusions, and endorsements. Ensure your coverage matches your actual risks and property value.
24/7 Weather Monitoring
Real-time alerts for severe weather events affecting your property. Stay ahead of storms with proactive notifications and damage prevention strategies.
Free Post-Storm Inspections
Complimentary damage assessment after weather events within your contract year. Quick response to document any damage for insurance purposes.
Vetted Contractor Network
Access to pre-screened, reliable maintenance and construction companies. Get quality repairs and preventive maintenance from trusted professionals.
Expert Consultation Hours
5 hours of professional consultation included annually. Get expert advice on property matters and potential insurance claims whenever you need it
Discounted Legal Services
Reduced contingency fees if you need to file an insurance claim. Expert legal representation at preferred rates for our pre-loss clients.
Interested in Learning More?
Simple Process, Powerful Protection
Getting started with pre-loss protection is easy
Initial Consultation
We discuss your property, current coverage, and specific risk factors
Property Inspection
Comprehensive on-site assessment by our expert team
Risk Analysis
Detailed report with photos, findings, and recommendations
Ongoing Protection
Year-round monitoring, alerts, and support when you need it
Frequently Asked Questions
-
What types of properties benefit from pre-loss inspections?All commercial properties benefit from pre-loss assessments, including office buildings, retail spaces, warehouses, industrial facilities, multi-family properties, and mixed-use developments. Any business property owner who wants to protect their investment and ensure adequate insurance coverage should consider our services.
-
How often should properties be inspected?We recommend annual inspections to stay ahead of deterioration, weather damage, and changes in insurance requirements. Louisiana's severe weather patterns make regular assessments crucial for maintaining proper coverage and identifying risks before they become costly problems.
-
What happens if damage is found during an inspection?If we identify damage or risks, we provide detailed documentation and can connect you with vetted contractors for repairs. For weather-related damage, we help you understand your insurance options and can assist with claim filing if needed (separate contract required for legal representation).
-
How does weather monitoring work?Our 24/7 weather monitoring system tracks severe weather events that could impact your property. You'll receive real-time alerts about approaching storms, allowing you to take protective measures and prepare for potential damage assessments.
Commercial Litigation Team
Meet Don Reichert
Meet Don Reichert, Managing Partner with Godbey Giardina Law Group.He has been involved in the following Multi-District Litigation (MDL) cases in the U.S. District Court - Eastern District of Louisiana: Chinese-Manufactured Drywall Products Liability Litigation, 09-MD-2047; Oil Spill by the Oil Rig “Deepwater Horizon”, 10-MD-2179; and Xarelto (Rivaroxaban) Products Liability Litigation, 14-MD-2592
Meet Michael Giardina
As a founding partner of Godbey Giardina Law Group, Michael is an advocate for Business Owners in disputes with their insurance company.
Meet Aaron Godbey
Aaron Godbey, one of our firm’s founding partners has extensive experience working with victims of disaster big and small. He has helped ownership groups, property managers, banks, medical clinics and condo associations receive multimillion dollar recoveries, even after they received a denial. Aaron’s practice is focused on first party property and bad faith. He practices in multiple states including Colorado, Florida, Louisiana and is frequently asked to pro hac vice into cases in other states. Aaron is also a proud member of the bar of the U.S. Supreme Court.
Meet Joshua Brankamp
Meet our partner Josh. Josh has been litigating in courts for approximately 20 years. He loves helping people. His practice focuses on insurance and casualty plaintiff litigation, property damage/loss, construction defect, disputes related to insurance coverage, and evaluating the value of a loss.
Don`t Wait for Disaster to Test Your Coverage
Join smart Louisiana business owners who protect their properties proactively